 Conventional Conforming
A+ to A credit. Borrowers are required to bring 5% down. Fixed rate at 10, 15 and
30 year terms.
FHA Government Loans
All credit types. 0% to 3% down.
VA Government Loan
All credit types available to veterans. 0% down required.
Adjustable Rate Mortgages (ARM)
Lower interest rate with a 1, 3, 5 and 7 year fixed term.
Interest only
Borrower is only required to make the interest only portion of the payment. Frees
up monthly cash flow.
Subprime
Borrowers with challenging credit situations can get up to 100% financing with a 580
credit score. One day out of bankruptcy is okay.
Self-employed/Stated
Financing provided where no income verification is needed. Minimum 2 years of
doing business required.
Options Arms
Allows flexibility to the borrowers by providing 3 payment options each month. (Minimum
payment, interest only, + 30 year payment.)
Lot & Vacant Land Loans
Financing vacant land with a mortgage.
Construction Loans
Available to those who are building their own home. Borrowers can take advantage of our
"one time close".
Commercial Loans
Financing for borrowers who are looking for a loan to start, or refinance a business,
or even in a home that is zoned commercial. |
